How Dairy Farmer Tim Hore Used DelayPay to Buy Water and Beat the Market
In the heart of dairy country at Leitchville, Victoria, Tim Hore runs a 200-head operation across 650 acres. Like many Australian producers, he juggles the complex dance of split calving, pasture planning, irrigation, and unpredictable weather patterns.
This season, with feed prices rising and water markets tightening, Tim faced a critical decision — secure temporary water now, or risk inflated prices later.
“We usually buy around December or January when prices are lowest,” Tim explains. “This time, we got in at $170 per ML. That price, around two weeks ago, has nearly doubled since.”
The challenge? His cash flow was stretched thin. With the long-range forecast predicting a dry autumn Tim wanted to get ahead of the game assuming pricing would increase at a rapid rate.
That’s where DelayPay came in. Tim, who has been using DelayPay since 2021, has utilised services including organic pellets, machinery and shedding.
“DelayPay gave us the flexibility to act immediately,” says Tim. “We used it to buy the water we needed, without touching the overdraft. It was quick, no red tape — just done.”
Tim now plans to use DelayPay regularly for water purchases, keeping his bank facilities focused elsewhere.
“I’ll carry over what I can, and I’m confident doing it on high security. Even with dam levels low, I know I can move fast when I need to.”
As conditions continue to shift and planning becomes harder, Tim sees financial flexibility as essential — not optional. “There should be more options like this. It just works.”
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